The Debrief
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Industry · 3 min read23 May 2026

The Cost-of-Living Crunch Just Showed Up in Australia's Browser History. Cashback, Grocery and Insurance Are Now the Default Tabs.

April 2026 Ipsos iris data shows Budget Direct's audience grew 33.3% MoM to 1.49 million as consumers shopped for cheaper insurance. Canstar audience up 40.6% year-on-year. Coles Group grew from 11.2M to 12M. The cost-of-living crisis is reshaping where Australians spend their attention online.

Consumers are not browsing for entertainment. They are browsing to cut a bill.

3 min read

The Ipsos iris data for April 2026 is in and it tells a simple story. Australians are spending their attention on the brands that promise to save them money. Audience numbers for cashback, comparison, grocery and budget insurance brands all grew month on month while categories tied to discretionary spend stayed flat or fell.

Budget Direct, the value-positioned car and home insurer, added the most absolute reach. Its monthly audience grew from 1.1 million to 1.49 million, a 33.3% lift in a single month. Canstar, the comparison site, was up 40.6% year on year to 1.85 million. Coles Group's online audience grew from 11.2 million to 12 million.

The shift is bigger than a single category. People are spending longer per session on supermarket sites, scrolling specials and re-planning the weekly shop before they leave the house. The conversion behaviour that used to happen in-aisle is now happening in the planning stage. The retailer that wins the planning session wins the basket.

Why it matters

The trap most marketers fell into during 2024 and 2025 was treating cost-of-living as a price problem. It is not. It is an attention problem. Consumers are choosing where to put their five spare minutes between 8 and 9pm, and right now they are putting it into comparison sites, loyalty apps and online catalogues. If your brand is not visible in those moments, you are losing share before the purchase decision is made.

+33.3%

Budget Direct's audience growth in a single month, from 1.1 million to 1.49 million, as Australians shopped for cheaper insurance

The iris data also flags something most brands do not measure. Time on site for budget-focused categories is climbing while time on lifestyle, travel and luxury categories is sliding. The dwell time is the leading indicator. The transaction follows two to four weeks later.

What to do about it

If you sell into a category Australians associate with cost stress (insurance, energy, groceries, telecoms, banking), audit your homepage hero. If it does not lead with the price, the saving or the comparison, you are losing the click.
Run a SEM audit specifically on comparison-intent keywords. Variants of "cheapest", "best value", "compare" and "save" have grown share in your category whether you are bidding on them or not. Your CPCs are probably already moving.
Check your brand search trend in Google Trends against Budget Direct, Canstar, Coles and Cashrewards. If your trend line is flat while theirs is up, your brand is being squeezed out of the consideration set.
Look at where your owned content is positioned. The brands winning attention right now are publishing weekly grocery price comparisons, fuel price tools, energy switching guides and meal planning calendars. The format is utility, not inspiration.
Use the Ipsos iris dataset (or your equivalent third-party panel) at least quarterly. Share-of-attention is now a leading indicator of share-of-wallet. Most brands are still measuring the lagging one.

The consumer behaviour is not a fad. The wages-versus-prices gap that drove it is structural. Brands that recalibrate their attention strategy now will be in front of consumers when the spending picks back up. Brands that wait for the macro environment to change will be reintroducing themselves to a market that has forgotten them.

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Filip Ivanković
The Debrief / From Filip Ivanković
One every morning. Six months in, you'll see the patterns most don't.
Strategy, benchmarks, and what's actually moving in Australian marketing. Four-minute read. The reps compound.
Filip Ivanković·Founder, New RebellionLinkedIn